● Hybrid digital & crypto-enabled banking

Financing growth. Building futures.

Personal, checking, and business accounts with real-time transfers, transparent funding review, and virtual cards issued the moment your account opens — built for people and businesses operating across borders.

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What we do

One bank, built for how money actually moves today

Industrial Development Bank pairs traditional account banking with a reviewed, transparent way to fund and move money — including crypto — so every transaction has a clear, auditable path from request to settlement.

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Everyday banking

Personal Savings, Checking, and Business accounts, each with their own account number, virtual card, and instant intra-bank transfers between account holders.

Reviewed funding, every time

Adding money — by bank transfer or crypto — goes through a short, transparent review: you request, we send payment details, you confirm payment, we verify and release funds.

Hybrid crypto support

Fund your account or send money out in USDC or Bitcoin alongside standard currency transfers, with real-time conversion into your account currency.

Account types

Choose the account that matches how you use it

Every account gets its own account number and virtual card the moment it's created. You can hold more than one account type at a time.

Personal Savings

For money you're setting aside.

  • Higher cashback rate on qualifying activity
  • Instant intra-bank transfers
  • Free virtual card on signup

Checking

For everyday spending and bill pay.

  • Unlimited transfers between IDB accounts
  • Bill payments & recurring transactions
  • Downloadable statements, any date range

Business

For registered businesses and freelancers.

  • Higher funding request ceilings
  • Separate statement exports for bookkeeping
  • Dedicated support queue
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How funding works

A transparent, four-step review — for cash or crypto

This is what happens whether you're adding money via bank transfer or crypto (USDC / Bitcoin):

1

You request

Tell us the amount and currency — or the coin — you'd like to fund your account with.

2

We send details

Our team sends the exact bank account or wallet address to pay into for this specific request.

3

You confirm payment

Once you've paid, you confirm it in your dashboard. The payment details are then cleared from your view.

4

We verify & release

Our team checks the payment landed and releases the funds to your account balance in real time.

Built for testing, ready for growth

Every transaction, statement, and card detail — under your control

Download statements for any date range as PDF, reveal your virtual card details when you need them, and track cashback automatically as you spend and transfer.

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Ready to open your account?

Choose Personal Savings, Checking, or Business — set up in a few minutes, with your account number and virtual card ready immediately.

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